We here at Caufield & Flood feel that an informed client is our best customer. We know that it may be difficult to keep track of the growing volume of complex, new developments that can be overwhelming even to a knowledgeable client.  For your convenience, we have included some recent developments for you to view.       Monthly Newsletter

Reevaluate Shareholder Loans With all the angst about the economy, high gasoline prices, and the lousy real estate environment, you may not have noticed that most interest rates are near historically low levels.   How Earned Income Impacts Your Social Security Benefits If you are a social security beneficiary under full retirement age (currently age 66), an earnings test determines whether your social security retirement benefits will be reduced because you earned more from a job or business than an annual exempt amount.   Required Minimum Distributions Waived for 2009 Taxpayers can be subjected to an onerous excise tax if they take less than the required minimum distribution (RMD) from their retirement plan each year.